商业银行管理——基于风险管理视角和中国实践

作者：李楠，陈开宇 出版时间：2025年12月

本书基于金融经济学的基本理论，从风险管理的视角，结合中国商业银行管理的实践经验，讲解了金融市场和金融机构在经济中的举足轻重不可取代的作用，以及中国的银行业金融机构的发展变化动态，在不确定性与日俱增的国际经济环境中面临的挑战和风险。本书结合数字人民币、移动支付、金融科技等金融业最新发展动态，讲解中国金融监管变革的底层逻辑，深入浅出地讲解定性分析和定量分析相结合，评估和管理信用风险，利率风险，市场风险，流动性风险等风险的方法和手段，通过国内外风险管理的实际案例，让学生学会如何灵活运用本书讲解的方法和工具，来分析和解决实际问题。 针对新时代对金融专业人才的需求和学生的特点，本书注重理论与案例的有机结合，注重培养学生独立思考,分析问题和解决问题的能力。本书可以做为金融专业本科生、硕士生和MBA相关课程的教材，也可以做为金融科技和商业银行风险管理培训教材。

Money Capital: New Monetary Principles for a More Prosperous Society

作者：Patrick Bolton, Haizhou Huang 出版时间：2024年01月

A conventional economic theory, monetarism, holds that inflation is a monetary phenomenon driven by changes in the supply of money. Yet recent experience—including the aftermath of the financial crisis of 2008 and the economic development of China—contradict this basic prediction. In this book, leading economists Patrick Bolton and Haizhou Huang offer a novel perspective, viewing monetary economics through the lens of corporate finance. They propose a richer theory, where money can be seen as the equity capital of a nation, playing a similar role as stocks for a company. This innovative framework integrates the real and monetary sides of the economy, with a banking sector and debt at its core. In the financial world, companies issue new shares only if it results in some kind of value creation; this is a basic principle of corporate finance that Bolton and Huang argue can be applied to monetary economics. When the government increases the money supply to finance positive net value investments—when it prints money to keep the economy going—it increases output, not inflation. This is evidenced by the strong growth in GDP and money in China over the last four decades, and in the United States during World War II. The effect of increasing money supply, they argue, depends on how money enters the system and what the money buys. The principles outlined by Bolton and Huang shed new light on a range of issues, including inflation, monetary and fiscal policy, central banking, money and growth, and the international monetary system. © 2024 by Princeton University Press.